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Freecreditreport.com offers Internet based credit-reporting services to consumers globally and is owned by the Consumer Info family. The company is one of the leading providers of Internet based consumer credit information, credit reports and monitoring services in addition to credit scores.

The company has currently helped over 3.1 million members and has provided more than 20 million credit reports. The fundamental befits and services provide by Freecreditreport has enabled the company to prosper significantly as the number of members continues to rise at a rapid pace.

Consumers are now able to take command of their credit issues by using the varied services offered by this company. The initial step in the process involves getting their free credit report and credit score. Customers are able to utilize these services cost free when they enroll in the 7-day free trial offer.

The features and benefits of Freecreditreport also includes:
* Daily monitoring of the three major credit reports from Equifax, Experian and TransUnion.
* An email report regarding the three credit reports if changes or risks of identity theft exist
* The Triple Advantage Guarantee of $50,000 offered by the company

Access to unlimited credit scores and credit reports from Experian are included in the paid membership.

Analyzing and monitoring the credit score for a customer can result in significant savings because these credit scores are key indicators to lenders of the credit worthiness of a consumer when it comes time to process a loan application, credit card application or additional credit lines. This credit score is paramount in determining if an applicant is qualified for a certain form of credit. It also determines the quality of terms like interest rates and length of installment payments for the applicant.

Credit scores are derived from credit reports, which can change, on a daily basis when there is credit used by an individual. This makes monitoring your credit reports imperative since they have such a direct relationship to your overall credit scores.

Freecreditreport handles all of the intrinsic difficulties for its members/customers while eliminating any of the risks associated with potential discrepancies or unauthorized activity on their credit reports. Members/Customers also get peace of mind since their identity is guarded by Freecreditreport’s monitoring of the customer’s Equifax, Experian and TransUnion credit report daily.

On a final note, it is important to know that the higher one’s credit scores the lower the interest rate that they can get on new loans, which has the effect of saving substantial amounts of money over the term of a loan.